How Can I Help? – Frequently Asked Questions: Education
This page provides answers to Frequently Asked Questions on Education to help you resolve concerns with federal agencies on your own.
However if you still need help after reviewing this information, contact my Camarillo or Solvang office and my staff will open a case and we will act as your liaison with the appropriate federal agency.
• How do I find information on the availability of federal educational financial assistance programs?
• How can I find information on repayment plans for federal student loans?
• Where can I get information on federal student loan forgiveness programs for teachers?
• Where can I get information on federal student loan forgiveness programs for public service workers?
• Are members of the U.S. military eligible to defer student loan payments?
• What should I do if I am having trouble paying my student loans?
Question: How do I find information on the availability of federal educational financial assistance programs?
Answer: High school counselors and most colleges and career schools have free, up-to-date information on financial aid for higher education. The U.S. Department of Education also maintains comprehensive information on federal grant and loan programs. For information, please visit its Money for College page.
The state of California also offers free, up-to-date information on financial aid. For information, please see California’s Financial Aid page.
Also please check the Federal Trade Commission’s (FTC) Education, Scholarships, & Job Placement website to find information on how to avoid scholarship and student loan scams.
Question: How can I find information on repayment plans for federal student loans?
Answer: For information on repaying student loans, including how to calculate interest, how to arrange an electronic payment, and what to do if you are having difficulty making your payments, please see the U.S. Department of Education’s Repayment Information page.
Question: Where can I get information on federal student loan forgiveness programs for teachers?
Answer: There are several student loan discharge, forgiveness and deferral programs for teachers who serve in low-income areas and teachers who serve in a subject-matter shortage area. For information, please see the U.S. Department of Education’s Stafford Loan Forgiveness Program for Teachers page.
Question: Where can I get information on federal student loan forgiveness programs for public service workers?
Answer: There are student loan forgiveness programs for many public workers, members of the military, employees of federal, state, local, or Tribal government and AmeriCorps and Peace Corps volunteers. For information, please see the U.S. Department of Education’s Loan Forgiveness for Public Service Employees page.
Question: Are members of the U.S. military eligible to defer student loan payments?
Answer: Military personnel who are serving on active duty during a war or other military operation, or national emergency or performing qualifying National Guard duty under the same circumstances may be eligible for a deferment of up to three years. For information, please see the U.S. Department of Education’s Postponing Loan Repayment page.
Question: What should I do if I am having trouble paying my student loans?
Answer: If you are having trouble paying your student loans, you may be eligible for a deferment or postponement. For more information, please see the U.S. Department of Education’s Avoid default page.
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