Legislative Update by Congressman Mike Ross

Addressing the Plight of the Uninsured
 
May 14, 2004
 
This week in Congress, my colleagues and I honored and recognized Cover the Uninsured Week, a public awareness campaign that draws attention to the plight of the 44 million Americans who lack health insurance today. 

In fact, 16% of Arkansans are currently uninsured. And despite what some might think, a majority of those who are uninsured are hardworking citizens who have jobs, but whose employers don’t offer health insurance. 

As a small business owner, I understand the struggles many business owners face when trying to provide health insurance to their employees. This is why we must find a solution that addresses this explosive and growing problem. 

Unfortunately, one measure passed in the House this week that I did not support was legislation authorizing the implementation of Association Health Plans.  The House passed this legislation despite the opposition of more than 500 organizations, including the Republican and Democratic Governor’s Association, the American Nurses Association, and the American Academy of Actuaries. 

Association Health Plans will compound the problem of the uninsured by creating an un-level playing field that will likely lead to cherry-picking, adverse selection, and increased costs for sicker individuals. 

Instead of supporting Association Health Plans, I co-sponsored and voted for a measure that would have created a Small Employer Health Benefits Plan.  Similar to the Federal Employee Health Benefit Plan, this legislation would have offered coverage to all small businesses with fewer than 100 workers. And unlike Association Health Plans that are largely dependent on the private sector, the measure I supported would have provided a tax credit of up to 50% to aid small businesses in offering insurance to their employees. 

The health insurance crisis America faces today is a crisis that affects everyone, not just the uninsured. As a Member of Congress, reducing the high-cost of health insurance so that more Americans may have adequate health coverage is one of my top priorities. We live in the wealthiest, most-advanced country in the world, and the fact that nearly one in six Americans lack health insurance today is unacceptable.


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